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Features Personal Account Premier and Business Accounts CORE FEATURES: Send money Request money Auction tools Money Market International Payments Account insured up to $100,000 Downloadable transaction history Email-based customer service ALSO INCLUDES: $5 referral bonuses   Accept direct payments on your website (Web Accept)   Accept direct payments for your auctions (Instant Purchase for Auctions)   Daily sweep of funds into primary bank account (Auto-Sweep)   Accept unlimited credit card payments   Mass Payments   Special Promotions (e.g., Free Listing Day)   24/7 call-center customer service   COMING SOON: Shopping Cart Debit cards Checking

Fees Personal Account Premier and Business Accounts For signing up FREE FREE For sending money FREE FREE For requesting money FREE FREE For receiving payments FREE* 1.9%** + 30¢ See Fee Schedule For adding funds to or withdrawing funds from your account FREE FREE For Mass Payments N/A Lesser of 2% or 25¢ per payment For daily sweep N/A 0.35% per transaction *Personal Accounts may receive up to $100 per month in credit card payments at no charge. **Blended rate calculated based on a hypothetical merchant with 50% credit card and 50% non credit card transactions.

Rules In order to reserve Personal Accounts for individual use only, we require all businesses to sign up for a Business Account. Individuals may sign up for either a Personal or Premier Account.